Written by Kimberly Grace A. Bayot (STELA)
The University of Baguio is proud to celebrate the achievement of one of its outstanding students from the School of Business Administration and Accountancy (SBAA). Elisa Lorette C. Tade, an active member of the Junior Financial Executives (JFINEX), ranked 1st in the September 2025 Certified Financial Management Specialist (CFMS) Assessment Examination. She earned an impressive score of 93.75%, showing her knowledge, skills, and commitment to her field.
Her success is not only a personal win but also a proud moment for the entire UB community. Elisa’s journey shows the value of hard work, dedication, and never giving up. Her achievement is proof that with determination and passion for learning, great results can be reached.

This recognition also gives pride to the JFINEX family, motivating fellow students to aim high and believe in themselves. Elisa’s story is a reminder that excellence doesn’t happen overnight, it comes from patience, discipline, and the drive to always do better.
Congratulations, Ms. Elisa Lorette C. Tade, for bringing pride and honor to UB-SBAA, JFINEX, and the whole University of Baguio. Your success inspires us all to work harder and dream bigger.





